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SHORT-TERM RENTAL
LOANS

DSCR Loans for Short-Term Rentals and Vacation Rentals

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Short-Term Rental Loans

  • Up to 75% LTV on purchases

  • Up to 70% LTV for cash-out refinance – must have 12 months of short-term income verification

  • 1.5+ DSCR

  • Minimum FICO 700

  • 5, 10, 30-year options

  • Multiple structure options available, to fit your unique investment strategy

  • Fixed rate, ARMs, fully amortizing, interest only, or balloons

We’re proud to offer short-term rental property loans specifically designed for AIRBNB properties, VRBO rentals, and vacation homes.

There are several reasons why many investors are investing in short-term rentals:

Short-term rentals can generate higher rental income compared to long-term rentals. This is because short-term rentals can command higher nightly rates, especially in popular tourist destinations or during peak travel seasons.

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